"Let Us Help Protect & Provide

for your Family, Dreams and Goals"

Tax-Free Savings Accountotherwise known as TFSA, these accounts provide tax benefits for growing your savings without having to pay the CCRA!. TFSA contributions aren’t deductible for income tax purposes but your. investment income earned in a TFSA is never taxable taxed – even when earned or withdrawn. Let us show you how to use these plans to maximize your income in retirement and lower your taxes as well. These plans can also be used for land tax accounts, saving, travel and so much more. Don’t we pay the government enough taxes, ask us how to set up an account today! Call us today or click here!

 

Segregated Funds - a mirror image of a mutual fund, same rates of returns but many other benefits. Segregated funds Bypass Probate and Estate Fee’s, Creditor and Bankruptcy protected, Principle Guarantees on death and terms, a full range of investment choices from no risk to high risk. Find out how segregated funds can protect your investments and provide a better choice than traditional mutual funds. Call 250-923-8769 or This email address is being protected from spambots. You need JavaScript enabled to view it. us today!

 

Registered Retirement Savings Plan - or RRSP is a type of account for deferring taxation and building wealth to provide retirement income. BY using RRSP we can defer taxation on your capital and your growth until you retire, allowing more of your money to grow and lowering your annual taxes while your working and earning the money. We believe is using all the types of accounts to build your retirement, We need some tax breaks today, need lower taxes when we retire, use TFSA accounts to provide tax free spending money in retirement, so let us show you how we can help you achieve your dreams and goals today. By getting starting and working together we can make your future what you want it to be? Call us today or click here!

 

Registered Education Savings Planor RESP is a tax-deferred investment account that’s set up to pay some or all of the costs of the beneficiary’s post-secondary education. Money is invested and allowed to grow, tax-free, until the beneficiary withdraws it. The contributions to an RESP aren’t tax-deductible, but you can take advantage of government grants of 20% to 40% on every contribution. One time learning Bonds of $500 are available for new plans (note: you must be receiving child tax credits to qualify) and get $100 a year invested until age 18. If your child is between 6 and 9 they can also get a $1200 grant added to their accounts. Call us today or click here for more information!

 

Group medical and dental or group RRSP’s- As a business owner myself, it is important to understand the tremendous benefits in investing in a group insurance plan for your employees. This improves employee retention, makes your company more attractive to skilled labour and staff. Is tax deductible and can also provide many levels of protection for the company itself, check with us today on how to get your free quote for group coverage or to set up a plan today. Call 250-923-8769 or This email address is being protected from spambots. You need JavaScript enabled to view it. us today!

 

Estate Tax & Probate Planning - by using segregated funds we can bypass expensive estate and probate fee’s. By purchasing certain types of life insurance plans, we can wipe out tax implications, ensure that your entire estate goes to your loved ones! Don’t let the government take half your estate, talk to us today to provide and protect what you have built! Call 250-923-8769 or This email address is being protected from spambots. You need JavaScript enabled to view it. us today!

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